Here Goes...

As I start this challenge, my credit card debt currently stands at $14,669.94. I owe family approximately $9,000. The total is about $23,669.94. I haven't had that much debt since after college. A couple years ago I was 100% debt free and so damn proud of it; I worked really hard to get there. I'm not sure how I ended up here again, but however it happened, it happened, and it needs to be fixed. Eliminated. Gone.

"The Spender's Guide to Debt-Free Living: How a Spending Fast Helped Me Get From Broke to Badass in Record Time" (see link in sidebar to get your copy) is just what I needed. I've decided I'm up for the challenge, but accountability must not be optional. Even if I'm the only one who reads this blog, knowing my pledge is out there on the Internet will help me stick to the challenge.

This blog is my accountability tool.

Every month will have an update on current balances and how much I was able to throw at my debt (ideally more and more every month). In between will be posts like this: ranting, raving, celebrating, whining, etc.