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Easing Into.... Nevermind, I'm Starting the Challenge Now

I'm not done reading the book yet, so this is really just an intro post. I still have some things to line up before I start, like putting together my "Needs" list of essential items that are allowed to be purchased.


The goal is to start November 1st. But first I need to finish the book, so back to reading I go...

Nevermind, I just did my budget for November and got totally freaked out.

I feel like I'm trying SO hard to budget well and keep spending until control and yet every month there is little to nothing left after the bills are paid. By that I mean not even enough to take D out to dinner one night. That's ridiculous! I don't get paid a ton, but I don't think it's unreasonable to expect to have a couple date nights every now and then. 

What the f*ck is going on?! I'm too anxious about all this, so I'm going to start the challenge now even though I'm not done reading the book.

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Accomplishments I made a "Needs/Wants/Gray Area" spreadsheet which was pretty easy because I already had the categories set up like that in You Need a Budget.

Challenges
I'm pretty good at resisting impulse buying, but I think the hardest thing for me will be Amazon. Living where we do, Amazon is kind of our main store, so restricting it to just the Needs items will be tough.


  • Current Debt: $14k+
  • Current Credit Card Minimum Payment: $460


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